Terms of Service &
Privacy Policy.

Terms of Service

Welcome to CPA.education (the "Platform"), operated by Accountant Inc ("Company," "we," "us," or "our"). By accessing or using our website at cpa.education, our AI-powered learning tools at ai.cpa.education, or any related services, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the Platform.

1. Description of Service

CPA.education is an educational and professional community platform designed for accounting students, certification candidates, educators, mentors, and accounting professionals. The Platform provides:

• AI-assisted study tools, practice questions, and explanations for accounting and tax learning topics
• Software learning resources, including KikoBooks and QuickBooks Online (QBO) educational content
• Peer-to-peer discussion forums, study groups, and mentorship connections
• Educational articles, guides, and career development resources
• Practice management and firm growth educational content

CPA.education is an educational resource and community platform. We are not an accredited educational institution, a state board of accountancy, the AICPA, NASBA, the IMA, or the IRS. Use of our Platform does not guarantee passing any examination or obtaining any professional certification or license.

2. Eligibility and Account Registration

You must be at least 18 years old (or the age of majority in your jurisdiction) to create an account and use the Platform. When registering, you agree to provide accurate, current, and complete information and to keep your account credentials secure. You are responsible for all activity that occurs under your account. Notify us immediately through the Contact Us page if you suspect unauthorized access to your account.

3. Community Guidelines and Acceptable Use

CPA.education thrives on respectful, collaborative participation. By using the Platform, you agree NOT to:

• Share, post, or distribute actual copyrighted exam questions from the Uniform CPA Examination, CMA Exam, SEE, or any other live licensing examination (doing so violates exam security agreements and may result in permanent account termination and reporting to the relevant testing authority)
• Post defamatory, harassing, discriminatory, or threatening content toward other members, mentors, or staff
• Provide specific, binding tax, legal, audit, or financial advice to third parties on the Platform in a manner that creates an unauthorized CPA-client or advisor-client relationship
• Share confidential client data, personally identifiable information (PII), or proprietary firm documents in public forums, study groups, or AI prompts
• Use automated scripts, bots, or scrapers to extract content, user data, or AI responses from the Platform
• Misrepresent your professional credentials, licensure status, or affiliation
• Post unsolicited commercial advertisements, spam, or affiliate links

We reserve the right to remove content and suspend or terminate accounts that violate these guidelines, at our sole discretion.

4. Intellectual Property and User Content

Platform Content: All original content, software, visual design, trademarks, and compilation of materials on CPA.education are owned by Accountant Inc or its licensors and are protected by copyright and intellectual property laws. QuickBooks is a registered trademark of Intuit Inc., which is not affiliated with CPA.education.

User Contributions: When you post questions, explanations, study notes, or other content ("User Content") in community areas of the Platform, you retain ownership of your User Content. However, by posting User Content in shared or public areas, you grant Accountant Inc a non-exclusive, worldwide, royalty-free license to display, host, reproduce, and distribute that content on the Platform for educational and community purposes. Where configured or permitted by the applicable feature, User Content may also be used to operate, evaluate, or improve Platform features, subject to our Privacy Policy. Do not post content you do not have the right to share.

5. AI Tools and Educational Disclaimer

The Platform includes artificial intelligence features ("AI Tutors" and "AI Study Tools") that generate explanations, practice scenarios, and study recommendations. You acknowledge and agree that:

• AI-generated outputs are for educational and study purposes only and may occasionally contain inaccuracies, outdated tax thresholds, or incomplete interpretations of accounting standards (GAAP, IFRS, IRC, AICPA Professional Standards)
• AI outputs do not constitute professional accounting, tax, audit, or legal advice, and should never be relied upon for client engagements or regulatory filings without independent verification from authoritative sources
• You are solely responsible for verifying any information obtained through the Platform against current official exam blueprints and authoritative literature

6. Mentorship and Third-Party Interactions

Mentors and contributors on CPA.education participate voluntarily to share general educational and career guidance. Accountant Inc does not employ mentors directly unless explicitly stated, and is not liable for any advice, statements, or off-platform interactions between members. Any formal engagement or employment arrangement between members is strictly between those parties.

7. Disclaimers and Limitation of Liability

THE PLATFORM AND ALL CONTENT AND SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. ACCOUNTANT INC DOES NOT WARRANT THAT THE PLATFORM WILL BE UNINTERRUPTED, ERROR-FREE, OR THAT EXAM PREP MATERIALS WILL RESULT IN A PASSING SCORE.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, ACCOUNTANT INC SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFITS, DATA, EXAM FEES, OR CAREER OPPORTUNITIES, ARISING OUT OF OR RELATED TO YOUR USE OF THE PLATFORM.

8. Modifications and Governing Law

We may update these Terms from time to time. Continued use of the Platform after changes are posted constitutes acceptance of the revised Terms. These Terms are governed by the laws of the State of Oregon, U.S.A., without regard to conflict of law principles.

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Privacy Policy

Accountant Inc ("we," "us," or "our") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, share, and safeguard information when you visit cpa.education or use the CPA.education platform.

1. Information We Collect

• Information You Provide: Name, email address, account password, professional or student status, certification interests, contact form submissions, and any content, questions, or profile details you voluntarily submit to the Platform.
• Study & AI Interaction Data: Questions asked to AI study tools, practice quiz performance, study progress, and topic preferences so we can personalize your learning experience.
• Automatically Collected Data: IP address, browser type, device information, pages visited, referring URLs, and usage timestamps collected via cookies and standard web analytics tools.

2. How We Use Your Information

We use the information we collect to:

• Provide, operate, and maintain your CPA.education account and study tools
• Personalize study plans, practice questions, and AI tutor explanations based on your learning activity
• Facilitate community discussions, study groups, and mentor connections
• Respond to your inquiries, support requests, and feedback
• Improve Platform performance, content accuracy, and user experience
• Send important service updates, security alerts, and (with your consent) educational newsletters
• Enforce our Terms of Service and protect the security and integrity of the Platform

3. How We Share Information

We do not sell your personal information to third parties. We may share information only in the following circumstances:

• Within the Community: Your public profile name, role/status, and posts you make in public forums or study groups are visible to other community members.
• Service Providers: With trusted cloud hosting, authentication, analytics, and AI infrastructure providers who process data on our behalf under strict confidentiality obligations.
• Legal Compliance: When required by law, subpoena, or regulatory authority, or to protect the rights, safety, and security of Accountant Inc, our users, or testing bodies.

Important Note on Confidential Data: Please do not enter sensitive personal data (such as Social Security Numbers, bank account numbers, or confidential client tax returns) into community posts or AI study prompts.

4. Cookies and Analytics

We use essential cookies to keep you signed in and functional/analytics cookies to understand how visitors use our website. You can control or disable cookies through your browser settings, though some features of the Platform may not function properly without essential cookies.

5. Data Security and Retention

We implement industry-standard technical and organizational security measures — including encryption in transit (HTTPS/TLS) and secure access controls — to protect your personal data. We retain your account information for as long as your account is active or as needed to provide services and comply with legal obligations.

6. Your Privacy Rights

Depending on your location, you may have the right to access, correct, export, or request deletion of your personal information, or to opt out of marketing communications. To exercise any of these rights or close your account, please reach out through our Contact Us page.

7. Children's Privacy

CPA.education is intended for adult learners and professionals (18+) and is not directed to children under 13. We do not knowingly collect personal information from children under 13.

8. Contact Us About Terms or Privacy

If you have any questions about these Terms of Service or our Privacy Policy, please contact Accountant Inc via our Contact Us page.